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We have rebranded. United Health Insure is now Patriot Growth Insurance Services! Same experienced agent team, now with 27+ carriers and expanded options.

What this means for you
Patriot Growth Insurance ServicesFormerly known as United Health Insure

Part D in Illinois

Prescription drug coverage, matched to your medicine cabinet

Medicare Part D helps pay for prescriptions. Each plan covers different drugs at different prices, so the right plan depends on exactly what you take and where you fill it.

Talk to a licensed agent: (708) 658-0050

Review my drug plan

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What best describes you?

Or call (708) 658-0050

Palos Heights office · Monday–Friday, 8:30 a.m.–5:00 p.m.

Not connected with or endorsed by the U.S. government or the federal Medicare program.

We do not offer every plan available in your area. Currently we represent 27+ organizations which offer 30 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

How it works

Part D in plain English

Deductible

Some plans charge a yearly deductible before coverage starts; many tiers skip it.

The donut hole is gone

The old coverage gap ended in 2025. An annual out-of-pocket cap now limits your costs.

Formulary reviews

We run your exact prescriptions and pharmacies through every plan we offer each fall.

FAQ

Part D questions

Is the Medicare donut hole gone?+

Yes. Starting in 2025 the coverage gap was eliminated and a yearly cap on out-of-pocket Part D drug costs took effect. Once you reach the cap, you pay nothing more for covered drugs that year.

What is a formulary?+

A formulary is a plan's list of covered drugs, organized into tiers that set your cost. Formularies change every year, so a plan that fit last year may not fit now.

What happens if I don't sign up for Part D?+

If you go 63 days or more without creditable drug coverage after your Initial Enrollment Period, you may pay a permanent late enrollment penalty added to your Part D premium.

Questions? A real person answers.

34 years serving South Suburban Chicago and Illinois seniors, families and businesses.